Celebrating the new year helps up define time so we don’t get lost in the day to day grind of life. We can reflect, celebrate and plan based on daily, weekly, seasonal and yearly plans. Also, on a practical side many things reset like “deductibles.” If you have a plan with a deductible it probably reset on January 1st and you will have a specific amount to reach (it varies by plan) that you the member must spend out of pocket before your insurance company starts picking up part (or all) or the tab. Not all plans have deductibles. You can use your HSA, HRA or flex spending to cover whatever expense you need to pay out of pocket until you meet your deductible. If you have questions, contact your insurance.